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3132 36 45th Street San Diego, CA 92105
$1,099,000 0 beds, 0 baths
0 sqft
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Photo of Nicolette Gilbert

Nicolette Gilbert REALTOR® - Sales Associate 619-755-8112 m
619-595-7020 o
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com
Text Me
Call My Cell
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Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com
Rancho Bernardo Office
16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
Phone: 858-487-3520
Fax: 858-451-0932
Rancho Bernardo 16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
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Fax: 858-451-0932
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Agent Remarks

Assumable VA loan 2.5% interest rate.  Loan balance 909k.  Amazing opportunity for someone with VA eligibility available. Situated in a central San Diego location, 3132–36 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.

Listing Details

Property type: Duplex (Multi-Family)
Status: Pending
MLS# NDP2603107
List price is $1,099,000
HOA Fee is $0.00
Beds: 0
Baths: 0
Built in 1979
0.15 acres
Lot size: 0.1500
Subdivision: Clifton Heights (CLFH)
County: San Diego
Zoning: R-2:MINOR MULTIPLE
Lot description: ZeroToOneUnitAcre
Heating/cooling: Electric,See Remarks,Wall/Window Unit(s)
Heating description: See Remarks
MLS area: 92105 - East San Diego

Last Updated: 6/12/2026

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This listing belongs to the 92105 - East San Diego MLS area

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Lat/Long: 32.738986, -117.098153.
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Listing Agent: Chris Heller
Co Listing Agent: Javier Varon
Lic#: 02102274
Office Name: Rancho Bernardo

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Area Overview

Total population of , which has changed by % since 1990.
The median age of the population is , while the median age of dwellings is .
Out of households, are families.

Community Characteristics:

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White/Blue Collar Jobs

Population by Gender

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Photo of Nicolette Gilbert

Nicolette Gilbert REALTOR® - Sales Associate 619-755-8112 m
619-595-7020 o
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com
Text Me
Call My Cell
Call My Office
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com

Rancho Bernardo Office
16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
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