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  • 3132 36 45Th Street

3132 36 45th Street, San Diego, CA 92105

$1,099,000 Approx. USD 5 beds, 3 baths
2,624 sqft

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Photo of Nicolette Gilbert

Nicolette Gilbert REALTOR® - Sales Associate 619-755-8112 m
619-595-7020 o
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com Text Me
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Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com Rancho Bernardo Office
16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
Phone: 858-487-3520
Fax: 858-451-0932
 Rancho Bernardo 16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
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Fax: 858-451-0932
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Listing Agent


Chris Heller | offers@hellerthehomeseller.com
Lic#: 00851991
Broker: Courtesy of eXp Realty of Southern CA
Phone: 760-479-3672

Co Listing Agent


Javier Varon | javiervaron@gmail.com
Lic#: 01345346
Broker: Courtesy of eXp Realty of Southern CA
Phone: 760-481-5212

Agent Remarks

Assumable VA loan 2.5% interest rate.  Loan balance 909k.  Amazing opportunity for someone with VA eligibility available. Situated in a central San Diego location, 3132–36 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.

Listing Details

Property type: Duplex (Single Family)
Status: Pending
MLS# NDP2603128
Price: $1,099,000
HOA Fee is $0.00
Beds: 5
Baths: 3 (3 full)
None fireplaces
Built in 1979
2,624 sqft
1 story
0.15 acres
Lot size: 0.1500
Subdivision: Clifton Heights (CLFH)
County: San Diego
Zoning: R-2:MINOR MULTIPLE
Lot description: ZeroToOneUnitAcre
Heating/cooling: Electric,See Remarks,Wall/Window Unit(s)
Heating description: See Remarks
MLS area: 92105 - East San Diego

Last Updated: 6/12/2026

 Days On Market (DOM): 22

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This listing belongs to the 92105 - East San Diego MLS area

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Lat/Long: 32.738986, -117.098153.
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Source: CRM. Also Available in NDP2603107,

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your financial and/or tax advisor. GET PRE-APPROVED The loan's interest rate will depend upon the specific characteristics of the loan transaction and credit profile up to the time of closing.

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Photo of Nicolette Gilbert

Nicolette Gilbert REALTOR® - Sales Associate 619-755-8112 m
619-595-7020 o
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com Text Me
Call My Cell
Call My Office
Lic#: 02102274
NRDS ID: 196580428
NicolettePacho@bhhscal.com
Rancho Bernardo Office
16969 Bernardo Center Drive, Suite 100
San Diego, CA 92128
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